Best Crypto Debit & Credit Cards in 2023 (Rated & Reviewed)
The importance of a reliable and robust financial system in a digitally connected world can’t be denied. Technological advancements and digital Cryptocurrencies are picking hype side by side. However, a centralized system of finance for the management of Cryptocurrencies is still absent, leaving every Crypto trader in a mist of doubt.
Some people are concerned about the credibility, and others regarding the volatility risk of exchange rates. They do so because of security and fraud risks. However, the process is more secure than ever with the help of Crypto debit and credit cards with specialized Financial institutions.
Here’s a List of the 5 Best Best Crypto Debit & Credit Cards in 2023 (Rated & Reviewed):
Coinbase
Coinbase is one of the most popular Cryptocurrency exchanges offering a Visa-backed Crypto wallet card that allows users to spend their bitcoin balances.
Wirex
Wirex is a digital and physical Crypto debit card that lets you spend your Crypto in real-world stores.
Crypto.com
Crypto.com provides a Cryptocurrency wallet with a debit card that offers the world’s first consumer-centric blockchain banking solution.
Bitpay
Bitpay is a global leader in Cryptocurrency payments and the oldest company in the space that offers bitcoin debit cards.
BlockFi
BlockFi is one of the most popular Crypto debit cards that offer an easy way for people to spend and save money with Cryptocurrency.
Crypto debit cards have become extremely popular in recent years. It’s not just because of the convenience but also for the security benefits that come with them. These are issued by banks allowing you to spend your Crypto anywhere in the world without worrying about exchange rates.
There are tons of different options out there right now. So, let’s learn about some of them:
1. Coinbase
Coinbase offers reliable and secure debit and credit cards for Crypto enthusiasts.
Thomas’ Take
The platform provides a wide range of services for beginners and advanced traders. Its exchange rate conversion feature is particularly popular among traders who want to convert their digital currency holdings into fiat cash. It also offers various financial services such as loans, stock trading, mortgages, and insurance policies.
The card is available for personal and business use and is accessible anywhere, as Visa or Mastercard is also accepted. Moreover, it supports 8 Cryptocurrencies and comes with top-notch security features. It offers a variety of benefits to its users, including instant access to their funds on the go and zero fees for international purchases.
PROS:
- Easy withdrawal of Crypto assets into fiat currency using ATMs around the world
- Having a top-notch security feature.
- Supports rewards and cash backs
- High availability and zero annual fees
CONS
- A Coinbase account of the user is critical to carry out the process.
Best For
Easy Withdrawals
Leverage
4% cash back reward
Ease of use
Easy to use
Types of pairs
BTC/USD, ETH/USD, DOGE/USD, USDT/USD
Our second option is:
2. Wirex
Wirex is a reliable Crypto Credit card offering 150+ fiat and traditional Cryptocurrencies.
Thomas’ Take
You can make easy purchases and withdrawals from any ATM worldwide with no transaction and monthly maintenance fees. It allows holding up Crypto assets in your account for longer and supports 150+ fiat and traditional currencies.
Moreover, Wirex ensures a 12% saving on your bonus, along with offering various consumer perks. Using an app or verified account, you can fund your Wirex Debit card at over 20 million locations worldwide.
The debit card also has an internet banking feature where you can transfer funds from your account to another person’s account within 24 hours.
PROS
- Provide various offers to cardholders
- Supports 150+ fiat and traditional currencies
- Zero withdrawal and maintenance fee
- User-friendly interface
CONS
- Rewards are only applicable with some bank balance
Best For
User-friendly
Leverage
8% of cashback on purchases through the card.
Ease of use
Simple to use
Types of pairs
BTC/USD, ETH/USD, BTC/USDT, ETH/USDT
3. Crypto.com
Crypto.com is a reliable and secure Crypto Wallet for digital assets.
Thomas’ Take
Crypto.com has been included in the list of the best credit cards for Cryptocurrency as it’s one of the few that allow users to instantly convert their Crypto.com Visa Debit Card into Bitcoin or Ethereum. It makes it easy for users to cash out their Cryptocurrency holdings when they want to sell them on exchanges or convert them into fiat currency.
Additionally, it supports 90+ Cryptocurrencies and allows users to make online or in-store purchases at over 100,000+ locations globally. It’s also an all-in-one solution for the entire Crypto ecosystem with a wallet, exchange, and debit card all in one place.
You can store, send and receive digital assets for free within the app itself with no hassle.
PROS
- Rewards for consumers on cashback
- Holdup to 90+ Cryptocurrencies
- No monthly or annual fees
- Discount on streaming services
CONS
- CRO tokes are required to attain rewards.
Best For
Robust Customer Support
Leverage
5 % of cashback on other purchases.
Ease of Use
Easy to use
Types of pairs
BTC, ETH, and CRO
.
4. Bitpay
Bitpay supports 7+ cryptocurrencies with the additional benefits of worldwide ATM availability.
Thomas’ Take
The Bitpay credit card lets you add funds to your account through an ACH transfer or via bank wire if you have a US bank account. It supports 7+ Cryptocurrencies with zero transactional or conversion fees in the US.
Once your account has been funded, you can use it to make purchases online or over the phone using Visa or MasterCard. The company also offers an ATM solution that works with most ATMs worldwide, including those used by Walmart stores across North America.
The Bitpay credit card is ideal for those who want to use their Crypto as a means of payment but want to hold only a small amount of Cryptocurrency in their accounts.
PROS
- Unlimited withdrawals
- Zero conversion or exchange fee in the US ($2.50 ATM withdrawal fees)
- Globally available
- Protected online wallet
CONS
- No rewards offered to consumers
Best For
Unlimited Withdrawals
Leverage
0% cash back on purchases.
Interface
Medium Easy
Types of pairs
Bitcoins, Ethereum
5. BlockFi
BlockFi supports over 15 Cryptocurrencies making the process of withdrawal super easy.
Thomas’ Take
The company allows transactions in a wide range of currencies and permits users to spend their funds anywhere Visa is accepted, including many online shops, restaurants, and even ATMs.
It offers an easy way to spend and save money with Cryptocurrency. BlockFi works similarly to traditional debit cards, but instead of paying with cash or a bank account, you can use BlockFi to pay with Bitcoin, Ethereum, and Litecoin.
With an eye on the future, BlockFi also supports more than 15 different Cryptocurrencies, including Bitcoin, Ethereum, XRP, and Litecoin. It’s easy to use and has a low fee structure too.
PROS
- No annual or foreign transaction fee
- Rewards on cashback
- Easy to earn passive income on Crypto assets
- Worldwide availability
CONS
- No insurance on savings in case of bank failure
Best For
Wordlwide Availability
Leverage
1.5% cashback on various purchases.
Interface
Super easy
Types of pairs
BTC/LTC
Final Thoughts
We found these as the best Crypto debit cardsthat are easy to use, have low fees, and come with fast transaction processing times.
If you want to invest in Cryptocurrency without worrying about security issues or having your money stolen by hackers, the above-mentioned Crypto debit and credit cards are worth considering.
